Complete step-by-step guides on PM Kisan Samman Nidhi, Ayushman Bharat, PM Awas Yojana, PM Mudra Loan, PM Vishwakarma & 50+ more schemes. eKYC process, eligibility checks, and application help for every Indian citizen — completely free.
Find government schemes tailored to your profession, age group, and state.
PM Kisan, Kisan Credit Card, fertilizer subsidies, free seeds, crop insurance & Fasal Bima.
18 SchemesMGNREGA, ESIC, EPFO pension, PM Vishwakarma & e-Shram card benefits.
15 SchemesNSP scholarships, PM YASASVI, Vidya Lakshmi education loan & stipends.
12 SchemesSukanya Samriddhi, Beti Bachao, Poshan Abhiyan & PM Matru Vandana Yojana.
10 SchemesPM Mudra Loan, Stand Up India, Startup India & MSME skill development programs.
9 SchemesAyushman Bharat, Jan Aushadhi, PMJJBY & free medicine at government hospitals.
7 SchemesPM Awas Yojana (Urban & Rural), CLSS home loan subsidy for EWS & LIG families.
5 SchemesPM Surya Ghar, Ujjwala Yojana (free LPG), DDUGJY rural electrification schemes.
6 SchemesStep-by-step guides with eligibility, required documents, and how to apply online.
Farmers with land records receive ₹6,000 per year (₹2,000 per installment, 3 times a year) directly into their Aadhaar-linked bank account. eKYC mandatory.
Full Guide & How to Apply →Eligible families get free hospital treatment up to ₹5 Lakh per year at empaneled government and private hospitals. Check eligibility via PMJAY app or toll-free number.
Check PMJAY Eligibility →Collateral-free business loans — Shishu (up to ₹50K), Kishor (₹50K–5L), Tarun (₹5L–10L), and Tarun+ (up to ₹20L) for small businesses and entrepreneurs.
Apply at Nearest Bank →EWS/LIG families can get subsidy of ₹1.20 Lakh to ₹2.50 Lakh on home loans under CLSS. New phase targets 1 crore urban families by 2027.
Check & Apply Online →Traditional artisans and craftsmen get free skill training, ₹15,000 toolkit grant, and collateral-free loans up to ₹3 Lakh at 5% interest. 18 trade categories covered.
Register on PM Vishwakarma →Install rooftop solar panels with government subsidy up to ₹78,000 and get up to 300 units of free electricity every month. Apply at pmsuryaghar.gov.in.
Check Subsidy & Apply →Most India govt schemes now require eKYC through Aadhaar / UIDAI. Here is the process.
Visit the official scheme portal (e.g. pmkisan.gov.in) or call the helpline to verify if you qualify based on land records, income, and household category (BPL/EWS/LIG).
Keep your original Aadhaar card, PAN card, bank passbook, land records / Khasra-Khatauni, and a recent passport-size photo ready before visiting any Common Service Centre (CSC).
Go to the nearest Common Service Centre (CSC), Gram Panchayat, or bank branch for biometric verification. The process is completely FREE — never pay any agent.
Your fingerprint is verified against the UIDAI Aadhaar database. This links your identity to the scheme’s Direct Benefit Transfer (DBT) system instantly.
After approval, you receive an SMS confirmation. Benefits are transferred directly to your Aadhaar-linked bank account via DBT within 7–15 working days.
Aadhaar-based eKYC is UIDAI’s fingerprint/OTP-based identity verification. It is mandatory for all new govt scheme registrations and Direct Benefit Transfer (DBT) to ensure benefits go directly to you — preventing fraud & ghost beneficiaries.
Read Full eKYC Guide →Some schemes are state-specific. Select your state to see what applies to you.
Stay updated with registration deadlines, payment schedules & new announcements.
| Scheme Name | For | Last Date | Benefit | Status |
|---|---|---|---|---|
| PM Kisan — 20th Installment | Farmers | Ongoing | ₹2,000/installment | ● Active |
| Ayushman Bharat PM-JAY | BPL Families | Ongoing | ₹5 Lakh/year | ● Active |
| PM Awas Yojana 2.0 | Urban Poor | 30 Jun 2025 | Up to ₹2.5 Lakh | ◉ Closing Soon |
| PM Mudra (Tarun+) | Small Business | Open | Up to ₹20 Lakh | ● Active |
| PM Vishwakarma Yojana | Artisans | Open | ₹15,000 + Loan | ● Active |
| NSP Scholarship 2025–26 | Students | 31 Oct 2025 | ₹500–₹20,000/mo | ◉ Upcoming |
| PM Surya Ghar Muft Bijli | Households | Ongoing | 300 Units Free | ● Active |
Quick answers to the most searched questions about India govt schemes & eKYC.
Direct links to official India government portals for registrations and verifications.